CONSTRUCTION FINANCIAL CONSULTING
Built on numbers.
Focused on your future.
Financial clarity for construction companies. Understand your project profitability, take control of cash flow, and plan your next move with confidence.
Start a conversationFractional CFO & Controller services
with Heather Papich
FROM JOB COST TO FINANCIAL STRATEGY
Your numbers tell a story.
Let’s make it clear.
Your accounting system contains the numbers. I help turn those numbers into financial information you can use.
By connecting job costing, WIP, financial statements, and cash flow, I help you see where your projects stand—and what that means for the business you’re building.
SPECIALIZED SUPPORT
The right expertise.
Right when you need it.
Construction financial oversight that works alongside your team and supports your next stage of growth.
01Fractional CFO Financial strategy for what’s next.
Senior-level financial guidance to help you interpret the numbers, weigh your options, and make informed decisions—without adding a full-time CFO.
- Cash-flow forecasting & working-capital planning
- Budgeting, forecasting & growth planning
- Company and project profitability analysis
- Capital purchases, financing & financial risk
02Fractional Controller A stronger foundation for your finances.
Higher-level construction accounting oversight for companies with accounting staff or a bookkeeper who need accurate, timely, and useful financial information.
- Monthly and quarterly financial closing
- Job-cost and balance sheet reconciliation
- Financial statements & management reporting
- Accounting controls & year-end CPA coordination
03WIP & Percentage-of-Completion Know where every project stands.
Reliable Work-in-Progress schedules and percentage-of-completion financials that connect job costs and project performance to your company’s financial statements.
- Contract values, change orders & earned revenue
- Costs to complete & projected gross margins
- Overbillings, underbillings & profit fade
- Reconciliation between job costs and the general ledger
04Bonding & Banking Support A clear picture for your financial partners.
Consistent reporting packages that help you communicate company and project performance to bankers, sureties, and bonding professionals.
- Financial statements & detailed WIP schedules
- Working-capital and cash-flow analysis
- Accounts receivable & balance sheet review
- Coordination with lenders, sureties & your CPA
Bonding and lending decisions remain with the surety or financial institution.
SEE THE COMPLETE PICTURE
Healthy projects.
A stronger business.
Is the margin holding?
Understand profit fade, cost-to-complete estimates, and the financial performance behind each job.
What’s coming next?
Connect billings, collections, and working capital to the demands of your active projects.
Are you ready to grow?
Use reliable reporting and financial planning to evaluate your next opportunity.
MEET HEATHER PAPICH
Expertise in the numbers.
A partner in your business.
I provide specialized financial consulting, Fractional Controller, and Fractional CFO services for construction companies.
My focus is helping contractors understand the financial health of their business through accurate reporting, WIP analysis, job costing, cash-flow management, and strategic financial oversight.
Most services are delivered remotely. I work directly with your accounting team, project managers, CPA, bankers, and bonding professionals to bring the financial picture together.
Connect with HeatherWHO I WORK WITH
Built for contractors
with more on the horizon.
Multiple active projects and a need for reliable WIP reporting
An accounting team that needs Controller or CFO-level oversight
A growing business that needs stronger financial controls
A need for clearer cash flow, banking, or bonding reporting
LET’S TALK ABOUT YOUR BUSINESS
Your next chapter
starts with clarity.
Tell me about your company, your projects, and where you’d like to go. Let’s discuss the financial support that fits.